Comprehensive Healthcare Solutions For Growing Teams.
For Small and Medium Enterprises (SMEs) and small teams, we offer flexible, affordable health insurance solutions that help you attract and retain talent without breaking the bank.
Tailored Coverage Plans for SMEs and Small Teams
Discover comprehensive coverage plans specifically designed to meet the unique needs of SMEs and small teams. Our solutions ensure that your organization has access to essential health benefits while promoting employee wellness and satisfaction.
Scalable Plans
Coverage that adapts as your team expands.
Easy Enrollment
Simplified sign-up for employees and HR.
Preventive Care
Wellness solutions to keep your team healthy.
Cost-Effective
Quality healthcare at a price SMEs can afford.
We get you the best deals from top insurers and wellness service providers on the continent
Big Care for Small Teams
HealthFusion makes it simple and affordable for small businesses to provide quality healthcare. Our flexible plans, preventive solutions, and streamlined enrollment ensure your team gets the care they deserve, without stretching your budget.
Increase employee engagement and wellness program participation.
Employee satisfaction reported by SMEs using HealthFusion.
FAQs
Everything you need to know about our services.
What is SME Health Insurance?
SME Health Insurance is a group health insurance plan specifically designed for small and medium-sized enterprises. It offers health coverage for the employees of a small business under a single policy, often at a lower cost than individual health insurance.
Who is eligible for SME Health Insurance?
Employees of small and medium-sized businesses, typically with fewer than 20 employees.
What does SME Health Insurance cover?
Coverage typically includes hospitalization, outpatient care, prescription drugs, preventive services, and emergency care. Some plans may also offer additional benefits like dental, vision, mental health services, and wellness programs.
Can I choose different levels of coverage for different employees?
Yes, some SME health insurance plans offer flexibility in choosing different coverage levels for different employee categories, such as executives versus entry-level staff. This depends on the insurer and the specific plan selected.
Does the plan cover pre-existing conditions?
Most SME health insurance plans cover pre-existing conditions, although some may have waiting periods. The specific terms will depend on the insurer’s policy.
Is there a network of providers I must use?
Many SME health insurance plans have a network of providers. The provider network is dependent on the plan type and premium.
Can I add or remove employees from the plan at any time?
Yes, you can typically add or remove employees due to qualifying events, such as new hires or terminations. Most health insurers have an annual open enrollment period.
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Ready to Invest in Your Team’s Health?
HealthFusion helps SMEs provide quality healthcare without the complexity, streamlined, budget-friendly, and built for growing teams.
