Comprehensive Healthcare Solutions For Growing Teams.

For Small and Medium Enterprises (SMEs) and small teams, we offer flexible, affordable health insurance solutions that help you attract and retain talent without breaking the bank.

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Small business team engaged in a meeting, supported by HealthFusion’s flexible health insurance administration for SMEs.

Wellness

Flexible

Cost effective

Features

Flexible Health Insurance for Growing Businesses

Choose from a range of scalable, affordable plans that adapt as your business grows, ensuring your team is protected at every stage.

Flexible Insurance Plans

Choose from a variety of scalable health insurance plans that grow with your business, ensuring that even small teams have access to comprehensive health coverage.

Simplified Enrollment

Our platform makes it easy to enroll employees in their chosen plans, streamlining the process for small business owners and HR managers.

Preventive Health Solutions

In addition to traditional health insurance, we offer wellness solutions focused on preventive care, helping your team avoid serious health issues.

Budget-Friendly Options

HealthFusion offers affordable plans tailored to SMEs, ensuring quality health insurance without overwhelming costs.

We get you the best deals from top insurers and wellness service providers on the continent

Benefits

Affordable Coverage, Increased Productivity

Provide your team with flexible health insurance and wellness services, keep your cost manageable, boost employee morale, improve retention and productivity.

Hassle-Free Management

With benefit design, premium negotiation simplified enrollment process and health benefit administration, small businesses can manage their employee health benefits without the need for large HR departments.

Improved Employee Retention

Offering flexible health insurance options makes your business more attractive to top talent, helping you retain and motivate your employees.

Scalable as You Grow

Our services are designed to scale with your business. You don't have to worry about health benefits administration as your business expands.

Companies transforming Employee Health Benefits

Frequently asked questions

Everything you need to know about our services.

What is SME Health Insurance?

SME Health Insurance is a group health insurance plan specifically designed for small and medium-sized enterprises. It offers health coverage for the employees of a small business under a single policy, often at a lower cost than individual health insurance.

Who is eligible for SME Health Insurance?

Employees of small and medium-sized businesses, typically with fewer than 20 employees.

What does SME Health Insurance cover?

Coverage typically includes hospitalization, outpatient care, prescription drugs, preventive services, and emergency care. Some plans may also offer additional benefits like dental, vision, mental health services, and wellness programs.

Can I choose different levels of coverage for different employees?

Yes, some SME health insurance plans offer flexibility in choosing different coverage levels for different employee categories, such as executives versus entry-level staff. This depends on the insurer and the specific plan selected.

Does the plan cover pre-existing conditions?

Most SME health insurance plans cover pre-existing conditions, although some may have waiting periods. The specific terms will depend on the insurer’s policy.

Is there a network of providers I must use?

Many SME health insurance plans have a network of providers. The provider network is dependent on the plan type and premium.

Can I add or remove employees from the plan at any time?

Yes, you can typically add or remove employees due to qualifying events, such as new hires or terminations. Most health insurers have an annual open enrollment period.

Find the perfect plan for your small business.

Helping employers, employees and members to better understand their health, optimize their health insurance.

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Comprehensive Healthcare Solutions For Growing Teams.

Flexible Health Insurance for Growing Businesses

Frequently asked questions

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